The purpose of the program is to support digital transformation processes in line with the country's national and international goals, in order to develop and improve the efficiency of the business processes of small and medium-sized enterprises, strengthen their competitiveness and increase their share in the economy.
The enterprise to apply must be;
- Operating in the C-Manufacturing sector according to the NACE code,
- registered in the KOSGEB Database, in active status, and with an up-to-date Enterprise Declaration,
- The enterprise class being small or medium-sized,
- Having received digital transformation consultancy services from consultants certified/authorized by the TÜBİTAK Turkish Industrial Management and Development Institute (TÜSSİDE), the Turkish Metal Industrialists' Union (MESS) Technology Center (MEXT) and the Istanbul Apparel Exporters' Association (İHKİB) Digital Transformation Center, and having an approved digital transformation/maturity assessment report (TÜSSİDE – DDX Digital Transformation Assessment Report Format or MEXT/İHKİB - SIRI Digital Maturity Assessment Report Format),
- Neither "Operating Profit" for the last 3 (three) fiscal years nor "Total Equity" for the last fiscal year being negative
is required.
You can access the support legislation here, and visit www.kosgeb.gov.tr for detailed information and applications.
| SME DIGITAL TRANSFORMATION SUPPORT PROGRAM | ||||
|---|---|---|---|---|
| SUPPORT ITEM | SUPPORT AMOUNT | SUPPORT POINTS | PROGRAM DURATION | MAXIMUM LOAN MATURITY |
| Financial Institutions Party to the Protocol under the Support Program |
|
|||
| Machinery and Equipment Expenses |
Maximum Loan Limit per Enterprise Minimum Loan Limit per Enterprise |
20 (No Repayment) |
24 months | 36 Months |
| Software and Hardware Expenses | ||||
Frequently Asked Questions
Purpose: The purpose of the program is to help SMEs develop their business processes, increase their efficiency and strengthen their competitiveness by supporting their digital transformation processes.
Type of Support: Through this program, KOSGEB provides non-repayable support for the interest expenses of loans to be used by businesses from the banks with which it has signed protocols.
To apply to the program, the business must meet the following conditions:
- Having the status of a natural or legal person under the Turkish Commercial Code.
- Being registered and active in the KOSGEB database.
- Operating in Section C - Manufacturing according to NACE Rev. 2.
- Being a small or medium-sized enterprise (micro-scale enterprises cannot benefit from this program).
- Having an approved digital transformation/maturity assessment report obtained from consultants authorized by the competent institutions/organizations.
- Micro-scale enterprises.
- Those whose NACE codes fall outside Section C - Manufacturing.
- Enterprises whose "Operating Profit" for the last 3 consecutive fiscal years or "Total Equity" for the last fiscal year is negative.
- Those operating in the sectors listed in the "Table of Ineligible Sectors and Activities" determined by the institution providing the loan funds (EBRD).
The Investment Loan limits and maturity that may be used are as follows:
Minimum Loan Limit per Enterprise: TL 1,000,000.
Maximum Loan Limit per Enterprise: TL 20,000,000
Maximum Loan Maturity: 36 Months
In addition, if the bank deems it appropriate, a grace period of up to 6 months may be applied, provided that the total does not exceed 36 months.
The duration of the program is 24 (twenty-four) months. The enterprise must complete its loan utilization processes within this period.
Support is provided for machinery, equipment, software and hardware expenses deemed eligible by the Board. All products purchased under this scope must be new.
- Report: The enterprise first obtains a digital transformation/maturity assessment report from an authorized consultant (TÜSSİDE – DDX Digital Transformation Assessment Report Format or MEXT/İHKİB - SIRI Digital Maturity Assessment Report Format).
- Application: In line with the strategies in this report, it fills in the "SME Digital Transformation Support Program Application Form" through the KOSGEB system (SME Information System).
- Review: The application is reviewed by the responsible KOSGEB staff.
- Board Evaluation: The application is submitted to the Board established by KOSGEB. The Board evaluates the application and decides to accept, reject or request correction.
- Bank Process: The enterprise whose application is approved by the Board submits a loan application to the banks with which a protocol has been signed.
- The enterprise makes the purchases for the expenses approved by the Board (machinery, software, etc.).
- It pays the installments of the loan it has used from the bank as they fall due.
- It fills in the "Payment Request Form" through the KOSGEB system.
- KOSGEB staff visit the enterprise to inspect the purchased machinery/equipment on site and prepare a "Verification Report".
- After the approval process, the calculated interest support amount is paid to the enterprise.
Yes. Enterprises whose applications have been rejected by the Board may apply again.
No. Ownership of the machinery, equipment, software and hardware purchased with support under the program belongs to the enterprise. However, these products may not be sold, leased or transferred until 1 (one) year after the end date of the final loan maturity.